Additional auto finance requirements:
- Minimum monthly income of $1,600 for credit scores
under 625.
- Must be a resident of the United States.
- Bankruptcies must be complete.
- Minimum auto finance amount is $6,000.
The SmartCarFinder.com Difference
Nationwide auto finance options are available to the
public via our dealer network. Dealer financing has
many advantages over traditional bank lending. First,
car dealers have access to a wide variety of indirect lenders
that consumers do not. For example, you could not
apply for a zero percent rate with Ford Credit to buy a
new Chevrolet. Second, indirect lenders available
to retailers often have promotional rates on select makes
and models that local banks an online finance companies
cannot match. Finally, indirect lenders has less stringent
guidelines, they are able to approve loans that local banks
cannot.
Finance your Auto with a SmartCarFinder.com Dealer
- Fast - Purchasers can finance and buy a car
at the same time.
- The Best Interest Rates and Financing Terms
- SmartCarFinder dealers periodically offer low interest
rate incentives from the auto manufacturer that local
banks cannot. Even with past credit problems. For instance,
most captive finance companies are now, or have in recent
times, offered interest rates as low as 0%, 1.0%, 2.9%,
or 3.9% for new autos. It's hard to beat those interest
rates no matter how long you shop around.
- Multiple Lender Sources - Dealers can offer
buyers a range of financing options. Many of the top
auto financing companies in the USA only offer financing
for autos through their local dealer affiliates.
- Easier Loan Requirements - Dealer finance
managers are specially trained to present your case
to the lender in the most favorable terms to guarantee
each application has the best possibility of approval.