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Website Usage Terms and Conditions
Auto Credit Express®, Inc.
This Website was designed by and is owned and hosted by Auto Credit Express®,
Inc., 3271 Five Points Drive, Auburn Hills, Michigan 48326.
AGREEMENT BETWEEN USER AND SMARTCARFINDER.COM ("SCF")
This Website is offered to you, the user, conditioned on your acceptance without
modification of the terms, conditions and notices contained herein. Your use of
this Website constitutes your agreement to all such terms, conditions and notices.
ONLINE VEHICLE DATA, CONDITION, WARRANTY, PRICE AND PAYMENT QUOTES
The information on the SCF Website is being provided for educational purposes only.
This Website is designed to enable users to obtain online and offline automobile
price and payment quotes from participating dealers and independent providers, NOT
SCF. All quotes are estimates only and exclude state and local taxes, as well as
any state and local governmental charges, including without limitation, registration,
license and title fees, documentary fees, emissions certification fees and added
accessories you choose to place on the vehicle. On occasion, unintentional, but
material, errors may occur in the entry of condition, warranty, pricing and/or
payment data that forms the basis of such quotes furnished through the SCF Website.
In such an event, SCF will not honor such quotes. SCF, in its sole discretion,
will make the determination as to whether a quote is materially inaccurate as a
result of unintentional data entry errors. KNOW WHAT YOU ARE SIGNING AT THE
TIME OF PURCHASE OR LEASE as a dealer is not prohibited from independently
negotiating all of the terms and conditions of the final sale. Your acceptance
of and execution of a contract for the purchase or lease of a vehicle and/or
your purchase or lease of any vehicle on an "as-is" or "implied warranty only"
basis or with any terms differing from those quoted to you on this Website
will supersede any posted or referenced terms, conditions and/or warranties
displayed on our Website and be legally binding upon you.
PRE-OWNED VEHICLE TERMS AND CONDITIONS
Pre-Owned Vehicle General Warranty Standards: NONE OF THE VEHICLES LISTED ARE
OWNED BY SCF. SCF OFFERS NO EXPRESS OR IMPLIED WARRANTY ON ANY VEHICLE.
Vehicles displayed for sale on the SCF Pre-Owned website may be sold with
or without warranty from the selling dealer. UNLESS STATED OTHERWISE, ALL
VEHICLES ARE SOLD "AS-IS", WITH ALL FAULTS AND WITHOUT WARRANTY, EXPRESS
OR IMPLIED. ALL EXPRESS OR IMPLIED REPRESENTATIONS REGARDING A VEHICLE ARE
THAT OF THE SELLING DEALER AND NOT SCF. The Dealer is solely responsible
for ensuring each vehicle meets minimal state and federal emissions and
safety standards applicable for the model and year of vehicle prior to its
It is YOUR RESPONSIBILITY TO READ THE VEHICLE DESCRIPTION
PROVIDED BY THE DEALER AND TO PHYSICALLY INSPECT THE VEHICLE PRIOR TO
COMPLETING YOUR PURCHASE. Dealer may post any retail quality vehicle owned
by the Dealer, regardless of model year or mileage. Dealer is responsible
for disclosing prior rental and dealer demonstration history, frame damage,
salvage history, stolen-recovery history, flood damage, and any material
cosmetic or mechanical damage, defect or irregularity of the vehicle. Dealer,
in its sole discretion, may offer a limited warranty for a vehicle(s) or in
the alternative, offer a vehicle, without warranty, AS-IS.
VEHICLE AVAILABILITY AND PRICES
SCF DOES NOT GUARANTEE VEHICLE PRICES OR AVAILABILITY. All transactions are
conducted by and fulfilled through state licensed and franchised or independent
vehicle dealers. All vehicle descriptions and prices provided to you either on
our website or via separate contact following your submission of a purchase
request are made by the participating dealer possessing the desired vehicle and
not by SCF. All vehicles prices and descriptions listed as available on our
Website are established and electronically placed there by the participating
dealer who owns the vehicle and not SCF. ALL VEHICLES ARE SUBJECT TO PRIOR
SALE AND MAY NOT BE AVAILABLE WHEN YOUR REQUEST IS PROCESSED. ALL PRICES AND
TERMS ARE VALID ON DATE OF PUBLICATION ONLY. All data and information used
in our research tools for configuring vehicles, selecting options, determining
pricing, invoice or incentives on this Website are supplied by third party
vendors for educational purposes only and are not intended to be binding on
SCF or the subscribing dealer. All tools appearing on this Website that
allow for configuring vehicles with different options do so with such
items that are typically available from the manufacturer and are typically
available at local dealerships and may not be indicative of all of the
configurations and equipment available on the vehicle being configured or
the exact price(s) for a vehicle so equipped. SCF will attempt to fulfill
your request through the inventories of participating dealers, subject to
availability and final pricing from that dealership and not SCF. Any
discrepancies or mistakes made regarding vehicle availability, condition
or pricing are not the responsibility of SCF and should be directed to
the dealer or third party vendor responsible for providing the information.
We do not guarantee either expressly or by implication that we will find a vehicle
that meets your specifications. Exact matches can be extremely difficult to find
because of geographic location, vehicle popularity, and limited production or
CREDIT EVALUATIONYou are not required to apply for vehicle financing as
a condition of your using this Website or any of the services offered hereon.
Independent third party lenders and not SCF provide all vehicle-financing programs.
If you choose to apply for financing through one of our affiliated-lending partners,
you do so with this understanding. You will be asked to submit an application for
credit and other documentation, as the lender deems necessary in order to facilitate
the loan. Payment information provided to you on this Website is for educational
purposes only and shall not be considered as final. Your actual payment will be
based upon, among other things, the results of an independent credit evaluation,
current prevailing interest rates, and the length and amount of the loan requested.
REBATES AND INCENTIVES
Information regarding rebates or incentives as they appear on this Website are provided
to SCF from independent third party data providers and republished for educational
benefit only. Though SCF uses reasonable efforts to ensure the accuracy of the information
provided, such information is not intended to be a substitute for direct communication
between you and the manufacturer or manufacturer's dealer/agent. Any regional and national
cash incentives or rebates offered to consumers by the manufacturer are exclusively between
you and the manufacturer or dealer and may affect the actual sale price of the vehicle. SCF
does not participate in any such program and is not responsible for ensuring the incentive
amount or your receipt of such benefits.
INSURANCE RATE COMPARISONS
Information regarding insurance rates and comparisons as they appear on this Website are
provided to SCF from independent third party providers and republished for educational
benefit only. SCF is not an insurance broker acting on behalf of any consumer, nor is
SCF acting as an agent for a particular insurance company. SCF is an information service
where consumers may review a number of different automobile insurance products on the
market today. The coverage presented by participating insurers is designed to meet the
insurance needs of a majority of consumers. Your particular circumstances may differ
and thus may require additional information. By supplying these information resources,
SCF is not making any recommendations or providing any advice as to whether or not any
particular insurance coverage is suitable for your individual circumstance. SCF does
not endorse or recommend any specific insurance company or coverage plan. Your decision
to select any particular insurance company and coverage plan should be based upon
your own assessment of your individual needs and the amount of insurance coverage that
meets those needs. In some cases, SCF sources may provide comparative estimates that
may be higher or lower depending upon individual underwriting criteria applied by
particular insurers. This is not an application for insurance. All premiums displayed
are estimates and not guaranteed.
VEHICLE HOLD REQUIREMENTS, DEPOSITS AND SERVICE FEES
IT IS YOUR RESPONSIBILITY TO KNOW THE AMOUNT AND NATURE OF ANY DEPOSIT YOU ARE BEING
ASKED TO MAKE OR FEES BEING CHARGED TO YOU AS PART OF YOUR VEHICLE PURCHASE OR LEASE.
SCF does not charge a fee to consumers for our services except as provided below.*
Any deposit requirement is strictly negotiable between you and the dealer (NOT SCF). From
time-to-time a vehicle dealer with whom you are negotiating for a purchase or lease may
require a good faith monetary deposit as a good faith showing of your intent to purchase
or lease a general make, model or type of vehicle and/or to hold a particular vehicle on
Absent a specific agreement between you and the dealer, a dealer is not
required to hold any vehicle off the market and is free to sell any vehicle at any time
before you have executed a contract to purchase such vehicle. The act of submitting a
purchase request through our Website does not place a hold on any specific vehicle in a
dealer or manufacturer's inventory. A monetary deposit made by you to the dealer is not
a guarantee that a specific vehicle will be available for you to purchase unless you and
the dealer specifically agree to such term and the vehicle is clearly identified on a
deposit receipt by the Vehicle Identification Number or Dealer Stock Number. It is your
responsibility to confirm with the dealer that the vehicle will be held off the market
until you can arrive at the dealership to complete the purchase and whether or not an
additional deposit is necessary as a condition of the dealer holding the vehicle for you.
Whether your deposit is refundable or not is subject to your contractual agreement with the
dealer and/or state law. You should not assume a deposit made by you towards the purchase or
lease of a vehicle is fully refundable. Deposits made on special ordered vehicles may not be
refundable in the event you ultimately do not complete the purchase or lease.
PERSONAL AND NON-COMMERCIAL USE LIMITATION
This Website is for your personal and non-commercial use. You may not modify, copy, distribute,
transmit, display, perform, reproduce, publish, license, create derivative works from, transfer,
or sell any information, software, products or services obtained from this Website. The content
available through this Website is the sole property of SCF or its licensors and is protected by patent,
copyright, trademark and other intellectual property laws. Except as otherwise explicitly agreed in writing,
SCF-owned content received through this Website may be downloaded, displayed, and printed for your personal,
non-commercial use only. Content owned by SCF licensors may be subject to additional restrictions. You agree
not to reproduce, retransmit, distribute, disseminate, sell, publish, broadcast or circulate the content
received through this Website to anyone, including but not limited to others in the same company or
organization without SCF's express prior written consent.
ALL CONTENT PROVIDED ON THIS WEBSITE IS FOR EDUCATIONAL PURPOSES ONLY AND DOES NOT IN ANY MANNER CREATE
A LEGAL CONTRACT EXPRESS OR IMPLIED BETWEEN SCF AND YOU. WITHOUT LIMITING THE FOREGOING, THE INFORMATION,
SOFTWARE, PRODUCTS, AND SERVICES PUBLISHED ON THIS WEBSITE MAY INCLUDE INACCURACIES OR TYPOGRAPHICAL ERRORS.
CHANGES ARE PERIODICALLY MADE TO THE INFORMATION HEREIN. SCF AND/OR ITS RESPECTIVE SUPPLIERS MAY MAKE IMPROVEMENTS
AND/OR CHANGES IN THIS WEBSITE AT ANY TIME. SCF AND/OR ITS RESPECTIVE SUPPLIERS MAKE NO REPRESENTATIONS ABOUT
THE SUITABILITY OF THE INFORMATION, SOFTWARE, PRODUCTS AND SERVICES CONTAINED ON THIS WEBSITE FOR ANY PURPOSE.
ALL SUCH INFORMATION, SOFTWARE, PRODUCTS AND SERVICES ARE PROVIDED "AS IS" WITHOUT WARRANTY OF ANY KIND. SCF
AND/OR ITS RESPECTIVE SUPPLIERS HEREBY DISCLAIM ALL WARRANTIES AND CONDITIONS WITH REGARD TO SUCH INFORMATION,
SOFTWARE, PRODUCTS AND SERVICES, INCLUDING ALL IMPLIED WARRANTIES AND CONDITIONS OF MERCHANTABILITY, FITNESS
FOR A PARTICULAR PURPOSE, TITLE AND NON-INFRINGEMENT. IN NO EVENT SHALL SCF AND/OR ITS SUPPLIERS BE LIABLE
FOR ANY DIRECT, INDIRECT, PUNITIVE, INCIDENTAL, SPECIAL OR CONSEQUENTIAL DAMAGES ARISING OUT OF OR IN ANY
WAY CONNECTED WITH THE USE OF THIS WEBSITE OR WITH THE DELAY OR INABILITY TO USE THIS WEBSITE, OR FOR ANY
INFORMATION, SOFTWARE, PRODUCTS, AND SERVICES OBTAINED THROUGH THIS WEBSITE, OR OTHERWISE ARISING OUT OF
THE USE OF THIS WEBSITE, WHETHER BASED ON CONTRACT, TORT, STRICT LIABILITY OR OTHERWISE, EVEN IF SCF OR
ANY OF ITS SUPPLIERS HAS BEEN ADVISED OF THE POSSIBILITY OF DAMAGES.
NO UNLAWFUL OR PROHIBITED USE
As a condition of your use of this Website, you warrant to SCF that you will not use this Website for any
purpose that is unlawful or prohibited by these terms, conditions, and notices.
LINKS TO THIRD PARTY SITES
This Website may contain hyperlinks to Websites operated by parties other than SCF. Such hyperlinks are
provided for your reference only. SCF does not control such Websites, and is not responsible for their
contents. SCF's inclusion of hyperlinks to such Websites does not imply any endorsement of the material
on such Websites.
MODIFICATION OF THESE TERMS AND CONDITIONS
SCF reserves the right to change the terms, conditions, and notices under which this Website is offered
at any time without notice.
This agreement is governed by the laws of the State of Michigan, USA. You hereby consent to the exclusive
jurisdiction and venue of courts in Oakland County, California, USA in all disputes arising out of or
relating to the use of this Website. Use of this Website is unauthorized in any jurisdiction that does
not give effect to all provisions of these terms and conditions, including without limitation this
paragraph. You agree that no joint venture, partnership, employment, or agency relationship exists
between you and SCF as a result of this agreement or use of this Website. SCF's performance of this
agreement is subject to existing laws and legal process, and nothing contained in this agreement is
in derogation of SCF's right to comply with law enforcement requests or requirements relating to your
use of this Website or information provided to or gathered by SCF with respect to such use. If any
part of this agreement is determined to be invalid or unenforceable pursuant to applicable law
including, but not limited to, the warranty disclaimers and liability limitations set forth above,
then the invalid or unenforceable provision will be deemed superseded by a valid, enforceable
provision that most closely matches the intent of the original provision and the remainder of
this agreement shall continue in effect. This agreement constitutes the entire agreement between
the user and SCF with respect to this Website and it supersedes all prior or contemporaneous
communications and proposals, whether electronic, oral or written, between the user and SCF
with respect to this Web site. A printed version of this agreement and of any notice given in
electronic form shall be admissible in judicial or administrative proceedings based upon or
relating to this agreement to the same extent and subject to the same conditions as other
business documents and records originally generated and maintained in printed form.
Any rights not expressly granted herein are reserved.